Jeweller's Block Insurance for Watch Dealers in Malaysia
Protect your inventory, consignment stock, safes and transit under one All-Risk policy.
How Malaysian Watch Dealers Use Jeweller's Block
2. Transit between KL, Penang, and JB — You personally carry watches from your KL showroom to meet a client in Penang. The pieces are covered while in your close personal custody during the trip.
3. Multiple stock locations — Inventory split between your main shop, a mall kiosk, and a home safe. One policy covers stock across all declared locations.
4. A grab-and-run at your showcase — Someone tries on a watch and bolts. Your stock, the display case, and any damage from the incident are all covered.
5. A watch sold but waiting for collection — A buyer pays in full and asks you to hold the piece until next week. If something happens, you're covered at the selling price.
Insurance for a watch shop can’t be a generic fire or business policy. Your risk sits in small, high-value pieces in windows, showcases, safes and on the workbench.
Stock & Consignment
Safes & Premises
Display cases, strong rooms, alarm systems and fittings
Inter-City Transit
Watches personally carried between KL, Penang, JB, or to client meetings
Strong Underwriting
Backed by an A+ rated underwriter
What's Covered Under Your Policy
Reach out to us on WhatsApp.
Who Jeweller's Block Is For in Malaysia
This policy is designed for:
Pre-Owned and Vintage Watch Dealers
Rolex, Patek Philippe, Audemars Piguet and similar. Your pre-owned inventory is protected on premises, in safes, and during personal conveyance under a tailored Jeweller's Block policy.
Watch Retailers in KL, Penang, and JB
Branded watch inventory, showcases and safes all covered. All-Risk protection built for Malaysian watch retailers.
Dealers Holding Cross-Border Consignment
Stock from Singapore-based or international suppliers? Your policy covers goods in your custody regardless of who owns them or where they're from.
Watch Service and Repair Centres
Customer watches in your custody (goods in trust) are covered alongside your own tools, benches and security fittings.
Key Exclusions You Should Know
Being upfront about what's not covered is part of how we work.
Why Watch Dealers Work With MINT
Built for the Watch Business
We work with watch dealers across Malaysia. The questions we ask and the cover we arrange fit how a modern watch business runs: cross-border consignment, inter-city transit, multi-location stock.
On the Ground in KL
MINT's Malaysian operations are handled through Riskflow Sdn. Bhd., based in Kuala Lumpur. Local entity, local support.
A+ Rated Underwriter
A recognised Jeweller's Block policy form underwritten by a globally recognised insurer rated A+ by S&P and A.M. Best.
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Frequently Asked Questions
1. I hold consignment stock from Singapore dealers. Is that covered?
Yes. Cross-border consignment stock under your custody is covered. Your liability to the owner is insured regardless of where they're based.
2. Does the policy cover transit between Malaysian cities?
Yes, under the personal conveyance extension. Watches must remain in the close personal custody and control of you or your employee. The trip must be pre-planned. Courier, postal and third-party delivery are not covered.
3. What security setup does my shop need?
Typical requirements include a monitored alarm system, approved safes, CCTV, locked showcases, and keys removed from premises when closed. We'll advise on specific standards during the risk assessment.
4. Is MINT licensed to operate in Malaysia?
MINT's Malaysian operations are handled through Riskflow Sdn. Bhd., based in Kuala Lumpur. All coverage is arranged in compliance with Malaysian regulatory requirements.
5. What happens after I make a claim? Does my coverage reduce?
No. Automatic reinstatement means your sum insured is not reduced after a paid claim. Your full coverage continues.
6. Can I also insure my personal watch collection?
Yes. MINT offers individual watch insurance for personal collections. Reach out to us on WhatsApp.
